{"id":127,"date":"2025-09-10T11:03:36","date_gmt":"2025-09-10T11:03:36","guid":{"rendered":"https:\/\/focusonhealingstore.com\/?p=127"},"modified":"2025-09-10T11:03:38","modified_gmt":"2025-09-10T11:03:38","slug":"%ec%96%91%eb%8f%84%ec%84%b8%eb%a5%bc-%ec%a0%88%ec%84%b8%ed%95%98%eb%a0%a4%eb%a9%b4-%eb%a8%bc%ec%a0%80-%ea%b3%84%ec%82%b0-%ea%b5%ac%ec%a1%b0%eb%a5%bc-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a9%eb%8b%88","status":"publish","type":"post","link":"https:\/\/focusonhealingstore.com\/?p=127","title":{"rendered":"\uc591\ub3c4\uc138\ub97c \uc808\uc138\ud558\ub824\uba74 \uba3c\uc800 \uacc4\uc0b0 \uad6c\uc870\ub97c \uc54c\uc544\uc57c \ud569\ub2c8\ub2e4."},"content":{"rendered":"<style>.kb-image127_c63d61-c0 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image127_c63d61-c0 size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"727\" height=\"1024\" src=\"https:\/\/focusonhealingstore.com\/wp-content\/uploads\/2025\/09\/\uc591\ub3c4\uc138\uc808\uc138\ud301-727x1024.png\" alt=\"\" class=\"kb-img wp-image-128\" srcset=\"https:\/\/focusonhealingstore.com\/wp-content\/uploads\/2025\/09\/\uc591\ub3c4\uc138\uc808\uc138\ud301-727x1024.png 727w, https:\/\/focusonhealingstore.com\/wp-content\/uploads\/2025\/09\/\uc591\ub3c4\uc138\uc808\uc138\ud301-213x300.png 213w, https:\/\/focusonhealingstore.com\/wp-content\/uploads\/2025\/09\/\uc591\ub3c4\uc138\uc808\uc138\ud301-768x1082.png 768w, https:\/\/focusonhealingstore.com\/wp-content\/uploads\/2025\/09\/\uc591\ub3c4\uc138\uc808\uc138\ud301.png 805w\" sizes=\"auto, (max-width: 727px) 100vw, 727px\" \/><\/figure>\n\n\n\n<p id=\"SE-d499ca41-0e30-4001-bf4a-189e9b2f3e24\"><strong>1. \uae30\ubcf8 \uac1c\ub150 \uc774\ud574\ud558\uae30 \u2013 \uc591\ub3c4\uc138 \uacc4\uc0b0 \uad6c\uc870<\/strong><\/p>\n\n\n\n<p id=\"SE-1ef26b57-8251-4948-a1cf-07e7ad8a6e53\">\uc591\ub3c4\uc138\ub97c \uc808\uc138\ud558\ub824\uba74 \uba3c\uc800 \uacc4\uc0b0 \uad6c\uc870\ub97c \uc54c\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc591\ub3c4\ucc28\uc775 = \uc591\ub3c4\uac00\uc561 \u2013 \ucde8\ub4dd\uac00\uc561 \u2013 \ud544\uc694\uacbd\ube44<\/strong><\/li>\n\n\n\n<li><strong>\uacfc\uc138\ud45c\uc900 = \uc591\ub3c4\ucc28\uc775 \u2013 \uac01\uc885 \uacf5\uc81c(\uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c, \uae30\ubcf8\uacf5\uc81c \ub4f1)<\/strong><\/li>\n\n\n\n<li><strong>\uc138\uc728 = \uacfc\uc138\ud45c\uc900\uc5d0 \ub530\ub978 \ub204\uc9c4\uc138\uc728 \uc801\uc6a9(6%~45%)<\/strong><\/li>\n<\/ul>\n\n\n\n<p id=\"SE-723acfc2-c3c5-4552-be75-c3acc7b3275d\">\uc774 \uad6c\uc870\uc5d0\uc11c \uc138\uae08\uc744 \uc904\uc77c \uc218 \uc788\ub294 \ud3ec\uc778\ud2b8\ub294 \ud06c\uac8c \uc138 \uac00\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-f0cfb880-8b56-4997-ab18-196fa01e7574\">\u2460 \uc591\ub3c4\uac00\uc561\uc744 \ub0ae\ucd94\uae30 (\ud604\uc2e4\uc801\uc73c\ub85c \uc5b4\ub835\uc9c0\ub9cc \uc2e0\uace0 \uc2dc \uac80\ud1a0)<\/p>\n\n\n\n<p id=\"SE-dee2dc07-3e6f-4d19-8899-248e32f7c818\">\u2461 \ucde8\ub4dd\uac00\uc561 \ubc0f \ud544\uc694\uacbd\ube44\ub97c \ub192\uac8c \uc778\uc815\ubc1b\uae30<\/p>\n\n\n\n<p id=\"SE-98dee6b3-5710-4ee9-a954-ff5baa7cd585\">\u2462 \uac01\uc885 \uacf5\uc81c\ub97c \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\uae30<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-37f971cb-8212-4b2c-9e42-528ced9dfc54\"><strong>2. \ubcf4\uc720 \uae30\uac04\uc744 \uae38\uac8c \uac00\uc838\uac00\ub77c \u2013 \uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c<\/strong><\/p>\n\n\n\n<p id=\"SE-242e2bcb-c714-40b7-8897-4b2521e593a1\">\ubd80\ub3d9\uc0b0 \uc591\ub3c4\uc138 \uc808\uc138\uc758 \ud575\uc2ec\uc740 <strong>\uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>1\uc138\ub300 1\uc8fc\ud0dd(2\ub144 \uc774\uc0c1 \uac70\uc8fc \uc2dc)<\/strong> \u2192 \ucd5c\ub300 80% \uacf5\uc81c<\/li>\n\n\n\n<li><strong>\uae30\ud0c0 \ubd80\ub3d9\uc0b0(\ud1a0\uc9c0, \uc0c1\uac00 \ub4f1)<\/strong> \u2192 3\ub144 \uc774\uc0c1 \ubcf4\uc720\ubd80\ud130 \uacf5\uc81c \uc2dc\uc791, \ucd5c\ub300 30%<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-e7003720-821c-4352-8954-f0d03074f28b\">\uc608\ub97c \ub4e4\uc5b4 3\uc5b5 \uc6d0 \ucc28\uc775\uc774 \uc788\ub294 \uc8fc\ud0dd\uc744 2\ub144 \ubcf4\uc720\ud588\ub2e4\uba74 \uacf5\uc81c\uac00 \uc5c6\uc9c0\ub9cc, 10\ub144 \uc774\uc0c1 \ubcf4\uc720\ud558\uba74 \uacf5\uc81c\uc728\uc774 \uae09\uc99d\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-6fa4a9b0-ecdf-4dab-adc6-9b9ef8d2eafd\"><strong>Tip:<\/strong> \ub9e4\ub3c4 \uc2dc\uc810\uc744 \uc870\uc815\ud558\uc5ec \ubcf4\uc720 \uae30\uac04\uc744 \ub298\ub9b0 \ub4a4 \ub9e4\ub3c4\ud558\uba74 \uacf5\uc81c\uc728\uc774 \uc62c\ub77c\uac00 \uc138\uae08\uc774 \ud06c\uac8c \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-d7ca3e4b-5ac8-4d50-b505-c71a5a6a2976\"><strong>3. 1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74 \ucda9\uc871\ud558\uae30<\/strong><\/p>\n\n\n\n<p id=\"SE-ab87b808-bf4b-4714-b827-a77a9812c76b\">\uc591\ub3c4\uc138 \uc808\uc138\uc5d0\uc11c \uac00\uc7a5 \uac15\ub825\ud55c \uac83\uc740 <strong>1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ubcf4\uc720 \uae30\uac04:<\/strong> 2\ub144 \uc774\uc0c1<\/li>\n\n\n\n<li><strong>\uac70\uc8fc \uc694\uac74:<\/strong> \uc870\uc815\ub300\uc0c1\uc9c0\uc5ed\uc740 2\ub144 \uc774\uc0c1 \uac70\uc8fc\ud574\uc57c \ud568<\/li>\n\n\n\n<li><strong>\uc8fc\ud0dd\uac00\uc561:<\/strong> \uc591\ub3c4\uac00\uc561 12\uc5b5 \uc6d0 \uc774\ud558 (2025\ub144 \uae30\uc900)<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-79eade0f-4134-45f6-92db-a0b32f783d35\">\uc608\uc2dc: \uc11c\uc6b8\uc758 \uc544\ud30c\ud2b8\ub97c 11\uc5b5 \uc6d0\uc5d0 \ud314\uc558\ub2e4\uba74 2\ub144 \ubcf4\uc720\u00b7\uac70\uc8fc \uc694\uac74 \ucda9\uc871 \uc2dc <strong>\uc591\ub3c4\uc138 \uc804\uc561 \ube44\uacfc\uc138<\/strong>\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-b0ef6312-6442-43c5-89eb-58f7d86b50b1\"><strong>Tip:<\/strong> \ub9e4\ub3c4 \uc804\uc5d0 \ud574\ub2f9 \uc8fc\ud0dd \uc678\uc758 \uc8fc\ud0dd\uc744 \ucc98\ubd84\ud558\uc5ec 1\uc138\ub300 1\uc8fc\ud0dd \uc694\uac74\uc744 \uba3c\uc800 \ucda9\uc871\ud558\uc138\uc694.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-1df94408-3392-4d4f-8192-a3a4d2cf01f0\"><strong>4. \ucde8\ub4dd\uac00\uc561\uacfc \ud544\uc694\uacbd\ube44 \uaf3c\uaf3c\ud788 \ucc59\uae30\uae30<\/strong><\/p>\n\n\n\n<p id=\"SE-3cb7bbcc-db73-4165-94f1-8e531900a752\">\uc591\ub3c4\ucc28\uc775\uc744 \uc904\uc774\ub294 \ub610 \ud558\ub098\uc758 \ubc29\ubc95\uc740 <strong>\ucde8\ub4dd\uac00\uc561\uacfc \ud544\uc694\uacbd\ube44<\/strong>\ub97c \ub192\uac8c \uc778\uc815\ubc1b\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ucde8\ub4dd\uac00\uc561 \uc99d\ube59:<\/strong> \ub9e4\ub9e4\uacc4\uc57d\uc11c, \ucde8\ub4dd\uc138 \ub0a9\ubd80\uc11c<\/li>\n\n\n\n<li><strong>\ud544\uc694\uacbd\ube44 \uc778\uc815 \ud56d\ubaa9:<\/strong> \uc911\uac1c\uc218\uc218\ub8cc, \ucde8\ub4dd\uc138, \ubc95\ubb34\uc0ac \ube44\uc6a9, \ub9ac\ubaa8\ub378\ub9c1\u00b7\uc218\ub9ac \ube44\uc6a9, \ub4f1\uae30\ube44\uc6a9<\/li>\n\n\n\n<li><strong>\uc99d\ube59\uc790\ub8cc \ud544\uc218:<\/strong> \uc138\uae08\uacc4\uc0b0\uc11c, \ud604\uae08\uc601\uc218\uc99d, \uce74\ub4dc\uc804\ud45c \ub4f1<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-1f0f0559-25a1-4e60-a2ee-a807c1391f35\">\uc608\ub97c \ub4e4\uc5b4 2\ucc9c\ub9cc \uc6d0\uc744 \ub4e4\uc5ec \ub9ac\ubaa8\ub378\ub9c1\uc744 \ud588\ub2e4\uba74 \uc774\ub97c \uc99d\ube59\ud574 \ud544\uc694\uacbd\ube44\ub85c \uc778\uc815\ubc1b\uc544 \uc591\ub3c4\ucc28\uc775\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-b7aa1057-bd59-4ee2-a7f4-4cf83fa3e1c3\"><strong>5. \uc591\ub3c4 \uc2dc\uc810 \ubd84\uc0b0\uc73c\ub85c \ub204\uc9c4\uc138\uc728 \ub0ae\ucd94\uae30<\/strong><\/p>\n\n\n\n<p id=\"SE-14014767-7759-4676-9aa4-f8bbe0574048\">\uc591\ub3c4\uc138\ub294 \ub204\uc9c4\uc138\uc728(6~45%)\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-d6bd0904-e60e-4f3f-9053-1b9067306142\">\uac19\uc740 \ud574\uc5d0 \uc5ec\ub7ec \ubd80\ub3d9\uc0b0\uc744 \ud55c\uaebc\ubc88\uc5d0 \ud314\uba74 \uacfc\uc138\ud45c\uc900\uc774 \ud569\uc0b0\ub418\uc5b4 \ub192\uc740 \uc138\uc728\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-ecf3eab7-a866-46be-afa6-71f786b0d993\"><strong>Tip:<\/strong> \ubd80\ub3d9\uc0b0\uc744 <strong>2\uac1c \uc774\uc0c1 \ubcf4\uc720<\/strong>\ud55c \uacbd\uc6b0 \ub9e4\ub3c4 \uc2dc\uae30\ub97c \ubd84\uc0b0\ud574 \uc591\ub3c4\ucc28\uc775\uc744 \ubd84\uc0b0\uc2dc\ud0a4\uba74 \ub204\uc9c4\uc138\uc728 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-55a00538-319f-4e7a-9a44-b3f40eb0507a\"><strong>5-1. \uc591\ub3c4 \uc2dc\uc810 \ubd84\uc0b0\uc73c\ub85c \ub204\uc9c4\uc138\uc728 \ub0ae\ucd94\uae30 \u2013 \ub514\ud14c\uc77c \ubc84\uc804<\/strong><\/p>\n\n\n\n<p id=\"SE-379c2de1-de05-4167-9d76-50348201eb87\">\ubd80\ub3d9\uc0b0 \uc591\ub3c4\uc18c\ub4dd\uc138\ub294 <strong>\ub204\uc9c4\uc138\uc728(6%~45%)<\/strong> \uad6c\uc870\ub97c \uac00\uc9c0\uace0 \uc788\uc5b4, \uac19\uc740 \ud574\uc5d0 \uc5ec\ub7ec \ubd80\ub3d9\uc0b0\uc744 \ub3d9\uc2dc\uc5d0 \uc591\ub3c4\ud558\uba74 <strong>\uacfc\uc138\ud45c\uc900\uc774 \ud569\uc0b0<\/strong>\ub418\uc5b4 \uc0c1\uc704 \uad6c\uac04\uc758 \uc138\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub54c \uac00\uc7a5 \ud569\ubc95\uc801\uc774\uace0 \uc2e4\ubb34\uc801\uc73c\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uc808\uc138 \uc804\ub7b5\uc774 **\u201c\uc591\ub3c4 \uc2dc\uc810 \ubd84\uc0b0\u201d**\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-7942e7e0-83b2-4855-a509-f14b08586a74\"><strong>\u2460 \uc65c \uc591\ub3c4 \uc2dc\uc810\uc774 \uc911\uc694\ud55c\uac00?<\/strong><\/p>\n\n\n\n<p id=\"SE-f5bc0664-b3de-4cbd-a875-e9d94a42a41a\">\uc591\ub3c4\uc138\ub294 \uacfc\uc138 \uc5f0\ub3c4\ubcc4\ub85c \ud569\uc0b0\u00b7\uc2e0\uace0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1\uc6d4 1\uc77c\ubd80\ud130 12\uc6d4 31\uc77c\uae4c\uc9c0 <strong>\uc591\ub3c4\ub41c \ubd80\ub3d9\uc0b0\uc758 \uc591\ub3c4\ucc28\uc775\uc744 \ud569\uc0b0<\/strong>\ud574 \uc138\uc728\uc744 \ub9e4\uae41\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ub530\ub77c\uc11c \ub3d9\uc77c\ud55c \uc5f0\ub3c4\uc5d0 2\uac1c \uc774\uc0c1 \ubd80\ub3d9\uc0b0\uc744 \ud314\uba74, <strong>\uc591\ub3c4\ucc28\uc775\uc774 \ud569\uccd0\uc838 \uacfc\uc138\ud45c\uc900\uc774 \ucee4\uc9c0\uace0 \ub192\uc740 \uc138\uc728<\/strong>\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ubc18\uba74 \uc5f0\ub3c4\ub97c \ub098\ub220 \ud314\uba74 \uac01\uac01\uc758 \uc5f0\ub3c4\ubcc4\ub85c \uacfc\uc138\ud45c\uc900\uc744 \uacc4\uc0b0\ud558\ubbc0\ub85c <strong>\ub204\uc9c4\uc138\uc728\uc774 \ub0ae\uc544\uc9c8 \uac00\ub2a5\uc131<\/strong>\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-5a61b8f6-44cc-4c03-8f98-8b86ec4dc0b7\"><strong>\u2461 \uc2e4\uc81c \uacc4\uc0b0 \uc608\uc2dc<\/strong><\/p>\n\n\n\n<p id=\"SE-acc86022-1f14-4176-bbd2-dcbd0e295956\"><strong>\uc0ac\ub840 1 \u2013 \uac19\uc740 \ud574 \uc591\ub3c4<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A\uc544\ud30c\ud2b8: \uc591\ub3c4\ucc28\uc775 2\uc5b5<\/li>\n\n\n\n<li>B\uc0c1\uac00: \uc591\ub3c4\ucc28\uc775 2\uc5b5<\/li>\n\n\n\n<li>\ud569\uacc4 \uc591\ub3c4\ucc28\uc775: 4\uc5b5<\/li>\n\n\n\n<li>\u2192 4\uc5b5 \uae30\uc900 \uacfc\uc138\ud45c\uc900 \uc801\uc6a9(\uace0\uc728 \ub204\uc9c4\uc138\uc728 38%~45% \uad6c\uac04)<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-1d757c71-b358-4235-8a05-c82b6c95b4c2\"><strong>\uc0ac\ub840 2 \u2013 2\ub144\uc5d0 \ub098\ub220 \uc591\ub3c4<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2025\ub144: A\uc544\ud30c\ud2b8 \uc591\ub3c4\ucc28\uc775 2\uc5b5<\/li>\n\n\n\n<li>2026\ub144: B\uc0c1\uac00 \uc591\ub3c4\ucc28\uc775 2\uc5b5<\/li>\n\n\n\n<li>\u2192 \uac01\uac01 2\uc5b5\uc529 \uacfc\uc138(20%~35% \uad6c\uac04)<\/li>\n\n\n\n<li>\u2192 \uc138\uc728 \ub0ae\uc544\uc838 \uc218\ucc9c\ub9cc \uc6d0 \uc774\uc0c1 \uc808\uc138 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-bb46be56-55de-4acf-938f-7cc67f32b3a1\"><strong>\ud575\uc2ec:<\/strong> \uac19\uc740 \ubd80\ub3d9\uc0b0\uc774\ub77c\ub3c4 \uc591\ub3c4\ucc28\uc775\uc744 1\ub144\uc5d0 \ubab0\uc544 \uc2e0\uace0\ud558\uba74 \ucd5c\uace0 45% \uc138\uc728, \ub098\ub220 \uc2e0\uace0\ud558\uba74 \ud3c9\uade0 15~25% \ub0ae\uc740 \uc138\uc728\ub85c \uacfc\uc138\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-1d4caec0-e14a-4f1f-a2ba-283edf532eb5\"><strong>\u2462 \uc591\ub3c4 \uc2dc\uc810 \ubd84\uc0b0\uc744 \uc704\ud55c \uc804\ub7b5\uc801 \uacc4\ud68d<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc138\uae08 \uc2dc\ubbac\ub808\uc774\uc158 \uba3c\uc800:<\/strong> \uad6d\uc138\uccad \ud648\ud0dd\uc2a4 \u2018\uc591\ub3c4\uc18c\ub4dd\uc138 \uc790\ub3d9\uacc4\uc0b0\u2019 \uae30\ub2a5\uc774\ub098 \uc138\ubb34\uc0ac \uc0c1\ub2f4\uc744 \ud1b5\ud574 \ud604\uc7ac \uc608\uc0c1 \uc138\uae08\uc744 \uc2dc\ubbac\ub808\uc774\uc158\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ub9e4\ub3c4 \uc6b0\uc120\uc21c\uc704 \uc815\ud558\uae30:<\/strong> \uc5b4\ub5a4 \ubd80\ub3d9\uc0b0\uc744 \uba3c\uc800 \ud314\uc9c0 \uacb0\uc815\ud569\ub2c8\ub2e4. (\uc8fc\ud0dd, \uc0c1\uac00, \ud1a0\uc9c0\ubcc4 \uc591\ub3c4\ucc28\uc775\u00b7\ubcf4\uc720\uae30\uac04\u00b7\uacf5\uc81c \uc5ec\ubd80\ub97c \ubd84\uc11d)<\/li>\n\n\n\n<li><strong>\uc5f0\ub3c4\ubcc4 \ub9e4\ub3c4 \uacc4\ud68d \uc138\uc6b0\uae30:<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2025\ub144\uc5d0\ub294 A\uc790\uc0b0 \ub9e4\ub3c4<\/li>\n\n\n\n<li>2026\ub144\uc5d0\ub294 B\uc790\uc0b0 \ub9e4\ub3c4<\/li>\n\n\n\n<li>2027\ub144 \uc774\ud6c4 C\uc790\uc0b0 \ub9e4\ub3c4<\/li>\n\n\n\n<li>\uc774\ub7f0 \uc2dd\uc73c\ub85c \uc7a5\uae30\uacc4\ud68d\uc744 \uc138\uc6b0\uba74 \ub204\uc9c4\uc138\uc728 \uc808\uc138 \ud6a8\uacfc\uac00 \uadf9\ub300\ud654\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uac70\ub798 \ud0c0\uc774\ubc0d \uc870\uc808:<\/strong> \uacc4\uc57d\uc77c\uacfc \uc794\uae08\uc77c \uc911 **\uc591\ub3c4\uc138 \uae30\uc900\uc77c\uc740 \u2018\uc794\uae08\uc77c \ub610\ub294 \ub4f1\uae30 \uc774\uc804\uc77c\u2019**\uc774\ubbc0\ub85c \uc77c\uc815 \uc870\uc815\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 2025\ub144 12\uc6d4\uc5d0 \uacc4\uc57d\ud558\ub354\ub77c\ub3c4 \uc794\uae08\uc744 2026\ub144 1\uc6d4\ub85c \ubc1b\uc73c\uba74 \uc591\ub3c4\uc77c\uc740 2026\ub144\uc73c\ub85c \uc7a1\ud788\uac8c \ub429\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-c61a07f3-1857-4731-b70a-4028c0e1a0f4\"><strong>\u2463 \ub9e4\ub3c4 \uc2dc\uc810 \uc870\uc808 \uc2dc \uc720\uc758\ud560 \uc810<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uacc4\uc57d\uae08\u00b7\uc911\ub3c4\uae08 \uc9c0\uae09 \uc2dc\uc810<\/strong>\ubcf4\ub2e4 **\uc794\uae08\uc77c(\uc18c\uc720\uad8c \uc774\uc804\uc77c)**\uc774 \uc591\ub3c4\uc138 \uc2e0\uace0 \uae30\uc900\uc774 \ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ub2e8\uc21c\ud788 \uacc4\uc57d\uc11c\ub97c 2\uac1c\ub85c \ub098\ub204\ub294 \uc2dd\uc758 \ud615\uc2dd\uc801\uc778 \uc870\uc815\uc740 \uc778\uc815\ubc1b\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed\uc774\ub098 \ub2e4\uc8fc\ud0dd\uc790 \uc911\uacfc\uc138 \uc801\uc6a9 \uc5ec\ubd80\ub3c4 \ud568\uaed8 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. (\uc591\ub3c4 \uc21c\uc11c\uc5d0 \ub530\ub77c \uc911\uacfc \uc5ec\ubd80\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc74c)<\/li>\n\n\n\n<li>\uac70\uc8fc\u00b7\ubcf4\uc720 \uc694\uac74 \ucda9\uc871 \uc5ec\ubd80\ub97c \ubc18\ub4dc\uc2dc \ud655\uc778\ud558\uc138\uc694. (2\ub144 \ubcf4\uc720\u00b7\uac70\uc8fc \uae30\uc900\uc77c \ub4f1)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-a2abb974-66ee-4689-a0df-cbf7dbf4b32c\"><strong>\u2464 \ubd80\ub3d9\uc0b0 \uc885\ub958\ubcc4 \ucd5c\uc801\ud654<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc8fc\ud0dd<\/strong>: 1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74 \ucda9\uc871 \ud6c4 \ub9e4\ub3c4<\/li>\n\n\n\n<li><strong>\uc0c1\uac00\u00b7\ud1a0\uc9c0<\/strong>: \ubcf4\uc720\uae30\uac04 3\ub144 \uc774\uc0c1 \ud6c4 \ub9e4\ub3c4\ud574 \uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c \uc801\uc6a9<\/li>\n\n\n\n<li><strong>\uc784\ub300\uc0ac\uc5c5 \ub4f1\ub85d \uc790\uc0b0<\/strong>: \uac10\uba74 \uae30\uac04 \uc885\ub8cc \uc2dc\uc810 \ud655\uc778 \ud6c4 \ub9e4\ub3c4<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-052ffcba-72f3-4658-8b7a-a7479e22a3fb\"><strong>\u2465 \ub9e4\ub3c4 \uc2dc\uc810 \ubd84\uc0b0\uc73c\ub85c \uc778\ud55c \uc808\uc138 \ud6a8\uacfc \uc2dc\ubbac\ub808\uc774\uc158(\uac04\ub2e8 \uacc4\uc0b0)<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\uad6c\ubd84<\/strong><\/td><td><strong>\uac19\uc740 \ud574 2\uac74 \ub9e4\ub3c4<\/strong><\/td><td><strong>2\ub144\uc5d0 \ub098\ub220 \ub9e4\ub3c4<\/strong><\/td><\/tr><tr><td>\uc591\ub3c4\ucc28\uc775<\/td><td>2\uc5b5 + 2\uc5b5 = 4\uc5b5<\/td><td>2\uc5b5(2025) + 2\uc5b5(2026)<\/td><\/tr><tr><td>\uc608\uc0c1\uc138\uc728<\/td><td>38% (\ud569\uc0b0)<\/td><td>24% + 24% (\uc5f0\ub3c4\ubcc4)<\/td><\/tr><tr><td>\uc138\uae08 \ucd1d\uc561<\/td><td>\uc57d 1\uc5b5 5\ucc9c\ub9cc \uc6d0<\/td><td>\uc57d 9\ucc9c\ub9cc \uc6d0 (\uc5f0\ub3c4\ubcc4 \ud569\uc0b0)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p id=\"SE-9d3c40b7-460f-415d-be06-af7b17a40b54\">\u203b \uc2e4\uc81c \uc138\uc728\u00b7\uacf5\uc81c\ub294 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc9c0\ub9cc \uc6d0\ub9ac\uc0c1 <strong>\ub3d9\uc77c\ud55c \uc591\ub3c4\ucc28\uc775\uc774\ub77c\ub3c4 \uc2dc\uc810\uc744 \ubd84\uc0b0\ud558\uba74 \uc218\ucc9c\ub9cc \uc6d0 \uc808\uc138 \ud6a8\uacfc<\/strong> \uac00\ub2a5<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-db830881-fbee-4ba2-a3f3-d271a8841da5\"><strong>\u2466 \uc804\ubb38\uac00 \ud301<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uac70\ub798 \uc804 <strong>\uc138\ubb34\uc0ac\uc5d0\uac8c 2~3\uac00\uc9c0 \uc2dc\ubbac\ub808\uc774\uc158<\/strong>\uc744 \uc758\ub8b0\ud574\ubcf4\uace0 \uac00\uc7a5 \uc808\uc138 \ud6a8\uacfc\uac00 \ud070 \uc2dc\ub098\ub9ac\uc624\ub97c \uc120\ud0dd\ud558\uc138\uc694.<\/li>\n\n\n\n<li>\uc99d\uc5ec\u00b7\uacf5\ub3d9\uba85\uc758\u00b7\ubcf4\uc720\uae30\uac04 \uc5f0\uc7a5 \ub4f1 \ub2e4\ub978 \uc808\uc138 \uc804\ub7b5\uacfc \ubcd1\ud589\ud558\uba74 \ud6a8\uacfc\uac00 \ubc30\uac00\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \uc0c1\ud669\u00b7\uae08\ub9ac\u00b7\uac70\ub798\uc138\uae08 \ub4f1\uc744 \ud568\uaed8 \uace0\ub824\ud558\uc5ec \ub9e4\ub3c4 \ud0c0\uc774\ubc0d\uc744 \uc7a1\uc73c\uc138\uc694.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-a97bc544-a141-408a-802a-99702f665a6b\"><strong>\u2467 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc591\ub3c4\ucc28\uc775 \uaddc\ubaa8 \ud30c\uc545<\/li>\n\n\n\n<li>\uc5f0\ub3c4\ubcc4 \ubd84\uc0b0 \ub9e4\ub3c4 \uacc4\ud68d \uc218\ub9bd<\/li>\n\n\n\n<li>\uc794\uae08\uc77c\u00b7\ub4f1\uae30\uc774\uc804\uc77c \uc870\uc815 \uac00\ub2a5 \uc5ec\ubd80 \ud655\uc778<\/li>\n\n\n\n<li>\uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c\u00b7\ube44\uacfc\uc138 \uc694\uac74 \ucda9\uc871 \uc5ec\ubd80 \uc810\uac80<\/li>\n\n\n\n<li>\uc804\ubb38\uac00 \uc0c1\ub2f4\uc73c\ub85c \ucd5c\uc801\uc758 \ub9e4\ub3c4 \uc2dc\uc810 \ud655\uc815<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-0d85c132-4c16-4f5f-ac0e-7fc12d274ed8\"><strong>\uacb0\ub860:<\/strong><\/p>\n\n\n\n<p id=\"SE-f9a1104c-4235-4a75-b26b-122d53c59ded\">\uc591\ub3c4\uc138\ub294 \ud55c \ud574\uc758 \uc591\ub3c4\ucc28\uc775 \ud569\uc0b0\uc73c\ub85c \uc138\uc728\uc774 \uc62c\ub77c\uac00\uae30 \ub54c\ubb38\uc5d0, <strong>2\uac74 \uc774\uc0c1 \ubd80\ub3d9\uc0b0\uc744 \ubcf4\uc720\ud55c \uacbd\uc6b0 \u2018\uc5b8\uc81c \ud314\uc9c0\u2019\uac00 \uc138\uae08\uc758 50%\ub97c \uc88c\uc6b0<\/strong>\ud569\ub2c8\ub2e4. \ub2e8\uc21c\ud788 12\uac1c\uc6d4\uc758 \ucc28\uc774\ub85c \uc138\uc728 \uad6c\uac04\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c, \ubbf8\ub9ac 12\ub144\uce58 \ub9e4\ub3c4 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uac00\uc7a5 \ud604\uba85\ud55c \uc808\uc138 \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-e4d655a0-4c7c-436a-81be-39914735429d\"><strong>6. \uc99d\uc5ec\ub97c \ud65c\uc6a9\ud55c \uc808\uc138<\/strong><\/p>\n\n\n\n<p id=\"SE-0ff661fb-295f-494c-9526-b65c2b5d7f4c\">\uc591\ub3c4\uc138\uac00 \ub192\uac8c \uc608\uc0c1\ub41c\ub2e4\uba74, \uc790\ub140\ub098 \ubc30\uc6b0\uc790\uc5d0\uac8c \uc99d\uc5ec \ud6c4 \uc591\ub3c4\ud558\ub294 \ubc29\ubc95\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc99d\uc5ec\uc138 vs. \uc591\ub3c4\uc138 \ube44\uad50:<\/strong> \uc99d\uc5ec\uc138\uac00 \uc591\ub3c4\uc138\ubcf4\ub2e4 \ub0ae\uac8c \ub098\uc62c \ub54c \uc720\ub9ac<\/li>\n\n\n\n<li><strong>10\ub144 \ub2e8\uc704 \uc99d\uc5ec \uacf5\uc81c:<\/strong> \ubc30\uc6b0\uc790 6\uc5b5, \uc790\ub140 5\ucc9c\ub9cc \uc6d0 (\ubbf8\uc131\ub144\uc790 2\ucc9c\ub9cc \uc6d0)<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-91074c22-b7a9-4dac-9823-da3fd7848a6b\">\uc608\ub97c \ub4e4\uc5b4 \ubd80\ubaa8\uac00 \uc790\ub140\uc5d0\uac8c \uc2dc\uac00 3\uc5b5 \uc6d0 \uc8fc\ud0dd\uc744 \uc99d\uc5ec\ud558\uba74 \uc790\ub140 \uba85\uc758\ub85c 1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74 \ucda9\uc871 \uc2dc \uc591\ub3c4\uc138\ub97c \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-6db919d8-7a3b-44e0-b01f-ccc46d921761\"><strong>6-1. \uc99d\uc5ec\ub97c \ud65c\uc6a9\ud55c \uc808\uc138 \u2013 \ub514\ud14c\uc77c \ubc84\uc804<\/strong><\/p>\n\n\n\n<p id=\"SE-d2f345cb-3c44-4a72-b6c0-dc9347c680bf\">\uc591\ub3c4\uc138\uac00 \uacfc\ub3c4\ud558\uac8c \ub098\uc62c \uac83\uc774 \uc608\uc0c1\ub420 \ub54c <strong>\uac00\uc871\uc5d0\uac8c \uc99d\uc5ec \ud6c4 \uc591\ub3c4<\/strong>\ud558\ub294 \uc804\ub7b5\uc740 \uac00\uc7a5 \ub9ce\uc774 \ud65c\uc6a9\ub418\ub294 \ud569\ubc95\uc801 \uc808\uc138 \uc218\ub2e8 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \ub2e8, \uc99d\uc5ec\uc138\uc640 \uc591\ub3c4\uc138\ub97c \uc815\uad50\ud558\uac8c \ube44\uad50\ud574\uc57c \ud558\uba70, \u20185\ub144 \ubcf4\uc720 \ub8f0\u2019 \ub4f1 \uc8fc\uc758\uc0ac\ud56d\uc744 \ubc18\ub4dc\uc2dc \uc774\ud574\ud558\uace0 \uc2e4\ud589\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-10e59838-22a3-4c22-9a55-eae75f6b259c\"><strong>\u2460 \uc99d\uc5ec\ub97c \ud65c\uc6a9\ud55c \uc808\uc138\uc758 \ud575\uc2ec \uc6d0\ub9ac<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc591\ub3c4\uc138 \ubd80\ub2f4\uc774 \ud070 \uacbd\uc6b0<\/strong> \u2192 \uc99d\uc5ec \ud6c4 \uc591\ub3c4<\/li>\n\n\n\n<li><strong>\uc99d\uc5ec\uc138 \ubd80\ub2f4\uc774 \uc591\ub3c4\uc138\ubcf4\ub2e4 \uc801\uc73c\uba74<\/strong> \u2192 \uc2e4\uc9c8\uc801 \uc138\uae08 \uc808\uac10 \uac00\ub2a5<\/li>\n\n\n\n<li>\uc99d\uc5ec\ubc1b\uc740 \uc0ac\ub78c\uc774 <strong>1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74\uc744 \ucda9\uc871<\/strong>\ud558\uba74 \ucd94\uac00 \uc808\uc138 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-a06920f1-a48d-419f-904b-e0e84b037556\">\uc989, **\uc138\uae08 \ucd1d\uc561(\uc99d\uc5ec\uc138 + \uc774\ud6c4 \uc591\ub3c4\uc138)**\uc774 \uc6d0\ub798 \uc591\ub3c4\uc138\ubcf4\ub2e4 \ub0ae\uc73c\uba74 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-a45cfacb-7b3d-4dad-9627-493cb6c930a6\"><strong>\u2461 \uc99d\uc5ec\uc138\uc640 \uc591\ub3c4\uc138 \ube44\uad50\ud558\uae30<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc591\ub3c4\uc138:<\/strong> \uc591\ub3c4\ucc28\uc775(\uc591\ub3c4\uac00\uc561 \u2013 \ucde8\ub4dd\uac00\uc561 \u2013 \ud544\uc694\uacbd\ube44) \uae30\uc900\uc73c\ub85c \ub204\uc9c4\uc138\uc728(6%~45%)<\/li>\n\n\n\n<li><strong>\uc99d\uc5ec\uc138:<\/strong> \uc99d\uc5ec\uc7ac\uc0b0\uac00\uc561 \u2013 \uacf5\uc81c\uae08\uc561 \uae30\uc900\uc73c\ub85c \ub2e8\uc77c \uc138\uc728 \uad6c\uac04\ubcc4 \uacfc\uc138<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-5f1b278e-80ae-4be1-a985-f248afa0ab6a\">\uc608\ub97c \ub4e4\uc5b4 5\uc5b5 \uc6d0\uc5d0 \ucde8\ub4dd\ud55c \uc8fc\ud0dd\uc774 10\uc5b5 \uc6d0\uc774 \ub418\uc5c8\ub2e4\uba74, \ubd80\ubaa8\uac00 \uc9c1\uc811 \uc591\ub3c4\ud560 \uacbd\uc6b0 \uc591\ub3c4\ucc28\uc775 5\uc5b5 \uc6d0\uc5d0 \ub300\ud574 38~45% \uace0\uc728 \uacfc\uc138\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-450a4a2b-572d-42d4-9236-29753127706c\">\ud558\uc9c0\ub9cc \uc790\ub140\uc5d0\uac8c \uc99d\uc5ec \ud6c4 \uc790\ub140\uac00 \uc591\ub3c4\ud558\uba74, \uc790\ub140\uc758 \ucde8\ub4dd\uac00\uc561\uc774 \uc99d\uc5ec\uac00\uc561(\uc608: 10\uc5b5 \uc6d0)\uc73c\ub85c \uc0c8\ub86d\uac8c \uc124\uc815\ub3fc \uc591\ub3c4\ucc28\uc775\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-35c616ff-1641-42b5-b369-5caf868a167c\"><strong>\u2462 \uc99d\uc5ec \uacf5\uc81c \ud65c\uc6a9\ud558\uae30 (2025\ub144 \uae30\uc900)<\/strong><\/p>\n\n\n\n<p id=\"SE-51edf174-460d-4310-a914-d5b8807547f0\">10\ub144 \ub2e8\uc704\ub85c \uc99d\uc5ec \uacf5\uc81c\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\uad6c\ubd84<\/strong><\/td><td><strong>\uacf5\uc81c \ud55c\ub3c4<\/strong><\/td><\/tr><tr><td>\ubc30\uc6b0\uc790<\/td><td>6\uc5b5 \uc6d0<\/td><\/tr><tr><td>\uc131\ub144 \uc790\ub140<\/td><td>5\ucc9c\ub9cc \uc6d0<\/td><\/tr><tr><td>\ubbf8\uc131\ub144 \uc790\ub140<\/td><td>2\ucc9c\ub9cc \uc6d0<\/td><\/tr><tr><td>\uc9c1\uacc4\uc874\uc18d(\ubd80\ubaa8\u00b7\uc870\ubd80\ubaa8 \ub4f1)<\/td><td>5\ucc9c\ub9cc \uc6d0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p id=\"SE-ef01933c-ea32-424b-8577-c693cea08457\">\uc989, \ubc30\uc6b0\uc790\uc5d0\uac8c 6\uc5b5 \uc6d0\uae4c\uc9c0, \uc790\ub140\uc5d0\uac8c 5\ucc9c\ub9cc \uc6d0(\ubbf8\uc131\ub144\uc790\ub294 2\ucc9c\ub9cc \uc6d0)\uae4c\uc9c0\ub294 <strong>\uc99d\uc5ec\uc138 \uc5c6\uc774 \uc99d\uc5ec \uac00\ub2a5<\/strong>\ud569\ub2c8\ub2e4. \uc774 \uacf5\uc81c\ub97c \ud65c\uc6a9\ud574 \uc5ec\ub7ec \ubc88, 10\ub144 \uac04\uaca9\uc73c\ub85c \uc99d\uc5ec\ud558\uba74 \ud070 \uc790\uc0b0 \uc774\uc804 \ud6a8\uacfc\uc640 \uc808\uc138 \ud6a8\uacfc\ub97c \ub3d9\uc2dc\uc5d0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-aa7ba9b7-26e9-4076-a105-3ac1ab5500f6\"><strong>\u2463 \uc99d\uc5ec + 1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uacb0\ud569<\/strong><\/p>\n\n\n\n<p id=\"SE-64409789-7624-4084-8d48-02021e708a5e\">\uc99d\uc5ec\ubc1b\uc740 \uc790\ub140\uac00 **1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74(2\ub144 \uc774\uc0c1 \ubcf4\uc720\u00b7\uac70\uc8fc)**\uc744 \ucda9\uc871\ud558\uba74 \uc774\ud6c4 \uc591\ub3c4 \uc2dc \uc591\ub3c4\uc138\ub97c \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-8e86a099-944b-416c-ad18-434f8b097ae3\">\uc608:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubd80\ubaa8\uac00 \uc2dc\uac00 3\uc5b5 \uc6d0 \uc8fc\ud0dd\uc744 \uc790\ub140\uc5d0\uac8c \uc99d\uc5ec<\/li>\n\n\n\n<li>\uc790\ub140 \uba85\uc758\ub85c 2\ub144 \uc774\uc0c1 \uac70\uc8fc<\/li>\n\n\n\n<li>\uc774\ud6c4 \uc790\ub140\uac00 \ub9e4\ub3c4 \uc2dc <strong>1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138<\/strong> \uc801\uc6a9<\/li>\n\n\n\n<li>\u2192 \uc0ac\uc2e4\uc0c1 \uc591\ub3c4\uc138 \uc804\uc561 \uba74\uc81c \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-70f0a73a-f0f4-49df-b001-8aba7be2ab9f\"><strong>\u2464 \uc99d\uc5ec \uc2dc \uc720\uc758\ud560 \uc810 \u2013 5\ub144 \uaddc\uce59(\uc774\uc6d4\uacfc\uc138)<\/strong><\/p>\n\n\n\n<p id=\"SE-23faf60c-9e1e-42e8-abc2-194aa65c3fce\">\uc99d\uc5ec \ud6c4 \uc591\ub3c4\ud560 \ub54c\ub294 <strong>\uc99d\uc5ec\uc77c\ub85c\ubd80\ud130 5\ub144\uc774 \uc9c0\ub098\uc57c<\/strong> \uc99d\uc5ec\uac00\uc561(\uc0c8\ub85c\uc6b4 \ucde8\ub4dd\uac00\uc561)\uc774 \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>5\ub144 \uc774\ub0b4 \uc591\ub3c4<\/strong>: \uc6d0\ub798 \ubd80\ubaa8\uc758 \ucde8\ub4dd\uac00\uc561\uc73c\ub85c \uc591\ub3c4\uc138 \uacc4\uc0b0 (\uc808\uc138 \ud6a8\uacfc \uc5c6\uc74c)<\/li>\n\n\n\n<li><strong>5\ub144 \uc774\ud6c4 \uc591\ub3c4<\/strong>: \uc99d\uc5ec \ub2f9\uc2dc \uac00\uc561\uc73c\ub85c \uc591\ub3c4\uc138 \uacc4\uc0b0 (\uc808\uc138 \ud6a8\uacfc \ubc1c\uc0dd)<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-58e8f546-2bf4-4f68-9b38-89ff1d5e9371\">\uc989, \uc99d\uc5ec \ud6c4 \ucd5c\uc18c 5\ub144 \uc774\uc0c1 \ubcf4\uc720\ud574\uc57c \uc591\ub3c4\uc138 \uc808\uc138 \ud6a8\uacfc\uac00 \uc0dd\uae41\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-984b1d6b-4ea4-4ef7-b514-96f2925262ad\"><strong>\u2465 \uc99d\uc5ec\ub97c \ud65c\uc6a9\ud55c \uc808\uc138 \uc2dc\ub098\ub9ac\uc624<\/strong><\/p>\n\n\n\n<p id=\"SE-113893df-507d-4aba-89b0-4fa8aa60b169\"><strong>\uc0ac\ub840 1: \ubd80\ubaa8\uac00 \uc9c1\uc811 \uc591\ub3c4<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucde8\ub4dd\uac00 5\uc5b5 \u2192 \uc591\ub3c4\uac00 10\uc5b5 \u2192 \uc591\ub3c4\ucc28\uc775 5\uc5b5<\/li>\n\n\n\n<li>\uc591\ub3c4\uc138(\uc57d 40%) \u2192 \uc57d 2\uc5b5 \uc6d0 \uc138\uae08<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-dbe7834f-5c8b-4295-83c0-d3ca99259248\"><strong>\uc0ac\ub840 2: \uc790\ub140\uc5d0\uac8c \uc99d\uc5ec \ud6c4 \uc591\ub3c4(5\ub144 \uc774\ud6c4)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubd80\ubaa8\uac00 10\uc5b5 \uc6d0\uc5d0 \uc790\ub140\uc5d0\uac8c \uc99d\uc5ec<\/li>\n\n\n\n<li>\uc790\ub140\uc758 \ucde8\ub4dd\uac00\uc561 = 10\uc5b5 \uc6d0<\/li>\n\n\n\n<li>\uc774\ud6c4 \uc790\ub140\uac00 11\uc5b5 \uc6d0\uc5d0 \uc591\ub3c4 \u2192 \uc591\ub3c4\ucc28\uc775 1\uc5b5 \uc6d0<\/li>\n\n\n\n<li>\uc591\ub3c4\uc138 \uc57d 2\ucc9c\ub9cc \uc6d0 + \uc99d\uc5ec\uc138(\uacf5\uc81c \ud65c\uc6a9 \uc2dc \uc218\ucc9c\ub9cc \uc6d0 \uc774\ud558)<\/li>\n\n\n\n<li>\u2192 \uc138\uae08 \ucd1d\uc561\uc774 \ubd80\ubaa8\uac00 \uc9c1\uc811 \uc591\ub3c4\ud558\ub294 \uac83\ubcf4\ub2e4 1\uc5b5 \uc6d0 \uc774\uc0c1 \uc808\uc138 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-5ea94b66-f27a-4dd2-9d84-01ee0ba82695\"><strong>\u2466 \ubc30\uc6b0\uc790\u00b7\uac00\uc871 \uac04 \uc99d\uc5ec\uc758 \uc7a5\uc810<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc99d\uc5ec\uacf5\uc81c \ubc94\uc704\uac00 \ub113\ub2e4(\ubc30\uc6b0\uc790 6\uc5b5 \uc6d0)<\/strong><\/li>\n\n\n\n<li><strong>\uc591\ub3c4\uc138 \uc808\uac10 + \uc0c1\uc18d\uc138 \ub300\ube44 \ud6a8\uacfc<\/strong><\/li>\n\n\n\n<li><strong>\uacf5\ub3d9\uba85\uc758 \ud6a8\uacfc + \uc99d\uc5ec \ud6a8\uacfc \ub3d9\uc2dc \ub204\ub9bc<\/strong><\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-e07a9bf7-16c0-480b-9875-09daa78a1c8e\"><strong>\u2467 \uc99d\uc5ec \ud65c\uc6a9 \uc2dc \uc8fc\uc758\ud574\uc57c \ud560 \uc138\ubd80 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc99d\uc5ec\uc138 vs. \uc591\ub3c4\uc138 \ube44\uad50 \uc2dc\ubbac\ub808\uc774\uc158 \ud544\uc218<\/li>\n\n\n\n<li>\uc99d\uc5ec\uc77c\u00b7\uc591\ub3c4\uc77c \uae30\uc900 5\ub144 \uc774\uc0c1 \ubcf4\uc720 \uacc4\ud68d \uc138\uc6b0\uae30<\/li>\n\n\n\n<li>\uc99d\uc5ec \uacf5\uc81c \ud55c\ub3c4 \ud655\uc778(\ubc30\uc6b0\uc790 6\uc5b5, \uc790\ub140 5\ucc9c\ub9cc\/2\ucc9c\ub9cc)<\/li>\n\n\n\n<li>\uc99d\uc5ec\uc138 \uc2e0\uace0 \ucca0\uc800(\uc99d\uc5ec \ud6c4 3\uac1c\uc6d4 \uc774\ub0b4 \uc2e0\uace0)<\/li>\n\n\n\n<li>\uc99d\uc5ec\ubc1b\uc740 \uc0ac\ub78c\uc758 1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74 \ucda9\uc871 \uc5ec\ubd80 \ud655\uc778<\/li>\n\n\n\n<li>\uc790\ub140\ub098 \ubc30\uc6b0\uc790\uc758 \uc885\ud569\ubd80\ub3d9\uc0b0\uc138\u00b7\uac74\ubcf4\ub8cc \ub4f1 \ub2e4\ub978 \uc138\uae08 \uc601\ud5a5\ub3c4 \uac80\ud1a0<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-1c21fb41-532e-4783-b179-33ae9cab3e79\"><strong>\u2468 \uc2e4\uc804 \ud301 \u2013 \uc99d\uc5ec &amp; \ub9e4\ub3c4 \ud0c0\uc774\ubc0d<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc99d\uc5ec\ub294 \ubd80\ub3d9\uc0b0 \uac00\uce58 \uc0c1\uc2b9 \uc804<\/strong>\uc5d0 \ubbf8\ub9ac \ud574\ub450\ub294 \uac83\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4. (\uc99d\uc5ec\uc7ac\uc0b0\uac00\uc561\uc774 \ub0ae\uc744 \ub54c)<\/li>\n\n\n\n<li><strong>\uc99d\uc5ec\uc138\uc640 \uc591\ub3c4\uc138 \uc2dc\ubbac\ub808\uc774\uc158<\/strong>\uc744 \ud1b5\ud574 \uc5b4\ub5a4 \uc2dc\uc810\uc5d0 \uc99d\uc5ec\ud560\uc9c0 \uacb0\uc815\ud558\uc138\uc694.<\/li>\n\n\n\n<li><strong>\uc99d\uc5ec \ud6c4 5\ub144 \ubcf4\uc720<\/strong>\ub97c \ubc18\ub4dc\uc2dc \uc9c0\ucf1c\uc57c \uc591\ub3c4\uc138 \uc808\uc138 \ud6a8\uacfc\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ubc30\uc6b0\uc790 \uacf5\ub3d9\uba85\uc758 + \uc99d\uc5ec<\/strong>\ub97c \ubcd1\ud589\ud558\uba74 \uc591\ub3c4\uc138 \uc808\uac10 \ud6a8\uacfc\uac00 \uadf9\ub300\ud654\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-c65c13b4-1ecc-4cc3-bb35-86f42faec201\"><strong>\u2469 \uc99d\uc5ec\u00b7\uc591\ub3c4 \uc808\uc138 \ud0c0\uc784\ub77c\uc778 \uc608\uc2dc<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\uc5f0\ub3c4<\/strong><\/td><td><strong>\uc804\ub7b5<\/strong><\/td><\/tr><tr><td>2025\ub144<\/td><td>\ubd80\ubaa8\uac00 \uc790\ub140\uc5d0\uac8c \uc8fc\ud0dd \uc99d\uc5ec(10\uc5b5 \uc6d0, \uacf5\uc81c \ud65c\uc6a9)<\/td><\/tr><tr><td>2026~2029\ub144<\/td><td>\uc790\ub140 \uba85\uc758\ub85c \ubcf4\uc720\u00b7\uac70\uc8fc(1\uc138\ub300 1\uc8fc\ud0dd \uc694\uac74 \ucda9\uc871)<\/td><\/tr><tr><td>2030\ub144 \uc774\ud6c4<\/td><td>\uc790\ub140\uac00 \ub9e4\ub3c4(\ube44\uacfc\uc138 \ub610\ub294 \ub0ae\uc740 \uc591\ub3c4\uc138\uc728 \uc801\uc6a9)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-28ae99e9-bb94-4a2e-b5cf-82ae52cedc1d\"><strong>\uacb0\ub860:<\/strong><\/p>\n\n\n\n<p id=\"SE-e5debeeb-d546-4b3a-a734-065812f397b3\">\uc99d\uc5ec\ub294 \ub2e8\uc21c\ud788 \u201c\uc138\uae08\uc744 \uc904\uc774\ub294 \uc218\ub2e8\u201d\uc744 \ub118\uc5b4 <strong>\uc0c1\uc18d\u00b7\uac00\uc5c5\uc2b9\uacc4\u00b7\ubd80\ub3d9\uc0b0 \uac00\uce58 \uc0c1\uc2b9 \ub300\ube44<\/strong>\uae4c\uc9c0 \uace0\ub824\ud558\ub294 \uac15\ub825\ud55c \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-7ab49a87-ee8b-4ea7-84f5-231c8c9e11cd\">\ub2e8, \uc99d\uc5ec \ud6c4 \ubc14\ub85c \uc591\ub3c4\ud558\uba74 \uc138\uae08 \ud3ed\ud0c4\uc744 \ub9de\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c <strong>\uacf5\uc81c\u00b7\ubcf4\uc720\uae30\uac04\u00b71\uc138\ub3001\uc8fc\ud0dd \uc694\uac74<\/strong>\uc744 \ucca0\uc800\ud788 \uac80\ud1a0\ud558\uace0 \uc2e4\ud589\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-2e6889f4-b84e-47b6-a90f-95672deeac13\"><strong>7. \uacf5\ub3d9\uba85\uc758\ub85c \uc138\uae08 \ubd84\uc0b0<\/strong><\/p>\n\n\n\n<p id=\"SE-38a17497-9826-4741-a20c-37cbe39f7b90\">\ubd80\ubd80 \uacf5\ub3d9\uba85\uc758\ub85c \ub9e4\uc218\ud558\uba74 \uc591\ub3c4\uc138 \uacc4\uc0b0 \uc2dc \uc9c0\ubd84\ubcc4\ub85c \ub098\ub204\uc5b4 \uacfc\uc138\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-7688ebd3-dc41-4141-a9af-d09867bfb997\">\uc608: 6\uc5b5 \uc6d0 \uc591\ub3c4\ucc28\uc775\uc744 \ubd80\ubd80\uac00 50:50\uc73c\ub85c \ub098\ub204\uba74 \uac01\uc790 3\uc5b5 \uc6d0\uc529 \uacfc\uc138, \ub0ae\uc740 \uc138\uc728 \uc801\uc6a9 \uac00\ub2a5.<\/p>\n\n\n\n<p id=\"SE-40409555-5fc1-441a-a2da-31be81e27274\">\ub2e4\ub9cc \ucde8\ub4dd\uc138\u00b7\uc7ac\uc0b0\uc138 \ub4f1 \ub2e4\ub978 \uc138\uae08\ub3c4 \uace0\ub824\ud574\uc57c \ud558\ubbc0\ub85c \uc804\ubb38\uac00 \uc0c1\ub2f4\uc774 \ud544\uc218\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-3b9b5c06-9414-4af5-8bda-26e306b978bf\"><strong>7-1. \uacf5\ub3d9\uba85\uc758\ub85c \uc138\uae08 \ubd84\uc0b0 \u2013 \ub514\ud14c\uc77c \ubc84\uc804<\/strong><\/p>\n\n\n\n<p id=\"SE-594ee62c-6b1a-4b11-a25e-b22f80bfe3c3\">\ubd80\ub3d9\uc0b0\uc744 <strong>\ubd80\ubd80 \uacf5\ub3d9\uba85\uc758<\/strong>\ub85c \ubcf4\uc720\ud558\uba74 \uc591\ub3c4\uc18c\ub4dd\uc138, \uc885\ud569\ubd80\ub3d9\uc0b0\uc138 \ub4f1 \uc5ec\ub7ec \uc138\uae08\uc5d0\uc11c <strong>\uc9c0\ubd84\ubcc4 \uacfc\uc138<\/strong>\uac00 \uc801\uc6a9\ub418\uc5b4 \uc138\uae08 \ubd80\ub2f4\uc744 \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc591\ub3c4\uc18c\ub4dd\uc138\ub294 \ub204\uc9c4\uc138\uc728 \uad6c\uc870\uc774\ubbc0\ub85c <strong>\uacfc\uc138\ud45c\uc900\uc744 \ub458\ub85c \ucabc\uac1c\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4<\/strong> \uc808\uc138 \ud6a8\uacfc\uac00 \uc0c1\ub2f9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-1a4ebbca-383a-46fb-9267-a8093b929cd5\"><strong>\u2460 \uacf5\ub3d9\uba85\uc758\uc758 \ud575\uc2ec \uc6d0\ub9ac<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub2e8\ub3c5\uba85\uc758: \uc591\ub3c4\ucc28\uc775 \uc804\uc561\uc774 \ud55c \uc0ac\ub78c\uc5d0\uac8c \uadc0\uc18d\ub418\uc5b4 <strong>\ub192\uc740 \uc138\uc728<\/strong> \uc801\uc6a9<\/li>\n\n\n\n<li>\uacf5\ub3d9\uba85\uc758: \uc591\ub3c4\ucc28\uc775\uc774 \uc9c0\ubd84\ub9cc\ud07c \ubd84\ub9ac\ub3fc <strong>\ub0ae\uc740 \uc138\uc728<\/strong>\ub85c \uac01\uac01 \uacfc\uc138<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-46c662e9-cb6c-47a7-8c8c-f8fdd8380c6b\">\uc608:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc591\ub3c4\ucc28\uc775 6\uc5b5 \uc6d0\uc744 \ud55c \uba85\uc774 \uc804\uc561 \ubcf4\uc720 \u2192 6\uc5b5 \uc6d0 \uacfc\uc138<\/li>\n\n\n\n<li>\ubd80\ubd80 \uacf5\ub3d9\uba85\uc758 50:50 \u2192 \uac01\uc790 3\uc5b5 \uc6d0\uc529 \uacfc\uc138<\/li>\n\n\n\n<li>\u2192 \uc138\uc728 \uad6c\uac04\uc774 \ub0ae\uc544\uc838 \uc218\ucc9c\ub9cc \uc6d0 \uc138\uae08 \uc808\uac10 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-f6efab7c-e77e-4644-94f3-fae7c714a9de\"><strong>\u2461 \uacf5\ub3d9\uba85\uc758 \uc591\ub3c4\uc138 \uacc4\uc0b0 \uc608\uc2dc<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\uad6c\ubd84<\/strong><\/td><td><strong>\ub2e8\ub3c5\uba85\uc758<\/strong><\/td><td><strong>\uacf5\ub3d9\uba85\uc758(50:50)<\/strong><\/td><\/tr><tr><td>\uc591\ub3c4\ucc28\uc775<\/td><td>6\uc5b5 \uc6d0<\/td><td>3\uc5b5 \uc6d0 + 3\uc5b5 \uc6d0<\/td><\/tr><tr><td>\uc801\uc6a9\uc138\uc728<\/td><td>38%<\/td><td>24% + 24% (\uc9c0\ubd84\ubcc4)<\/td><\/tr><tr><td>\uc608\uc0c1 \uc138\uae08<\/td><td>\uc57d 2\uc5b5 2\ucc9c\ub9cc \uc6d0<\/td><td>\uc57d 1\uc5b5 3\ucc9c\ub9cc \uc6d0 (\ubd80\ubd80 \ud569\uacc4)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p id=\"SE-0c39ce57-45bb-46a1-b1ba-ea4ebd10e9d5\">\u203b \uc2e4\uc81c \uacc4\uc0b0 \uc2dc \uacf5\uc81c\u00b7\ud544\uc694\uacbd\ube44\u00b7\uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c \ub4f1 \ubc18\uc601 \ud6c4 \uacb0\uc815<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-ca610afc-24c6-4994-8525-a11d807c8f66\"><strong>\u2462 \uacf5\ub3d9\uba85\uc758\uc758 \uc7a5\uc810<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc591\ub3c4\uc138 \ub204\uc9c4\uc138\uc728 \uc808\uc138 \ud6a8\uacfc<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc9c0\ubd84\ubcc4\ub85c \uacfc\uc138\ub418\uc5b4 \uc138\uc728 \uad6c\uac04 \ud558\ub77d<\/li>\n\n\n\n<li>\uae30\ubcf8\uacf5\uc81c(\uc5f0 250\ub9cc \uc6d0)\ub3c4 1\uc778\ub2f9 \uc801\uc6a9 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc885\ud569\ubd80\ub3d9\uc0b0\uc138(\uc885\ubd80\uc138) \ubd84\uc0b0 \ud6a8\uacfc<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uacfc\uc138\uae30\uc900\uae08\uc561(\ubd80\ubd80 \ud569\uc0b0 12\uc5b5 \uc6d0 \u2192 \uac1c\uc778\ubcc4 6\uc5b5 \uc6d0\uc529 \uc801\uc6a9)<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc0c1\uc18d\u00b7\uc99d\uc5ec\u00b7\uac00\uc5c5\uc2b9\uacc4 \ub300\ube44<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc0ac\ub9dd \uc2dc \uc9c0\ubd84\ub9cc\ud07c \uc0c1\uc18d\ub418\uc5b4 \uc138\uae08 \ubd80\ub2f4\uc774 \ubd84\uc0b0<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-a3521501-54dd-43b5-a293-2804887ce982\"><strong>\u2463 \uacf5\ub3d9\uba85\uc758\uc758 \uc2e4\ubb34 \uc804\ub7b5<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\ucde8\ub4dd \ub2e8\uacc4\uc5d0\uc11c \uacf5\ub3d9\uba85\uc758 \uc124\uc815<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucc98\uc74c \ub9e4\uc218\ud560 \ub54c \uacf5\ub3d9\uba85\uc758\ub85c \ub4f1\uae30\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uac04\ub2e8\ud558\uace0 \ube44\uc6a9 \ud6a8\uc728\uc801<\/li>\n\n\n\n<li>\uc9c0\ubd84 \ube44\uc728: 50:50\uc774 \uac00\uc7a5 \uc77c\ubc18\uc801\uc774\uc9c0\ub9cc \uc18c\ub4dd \uc218\uc900\u00b7\uc138\uae08 \uacc4\ud68d\uc5d0 \ub530\ub77c 60:40, 70:30\ub3c4 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uae30\uc874 \ub2e8\ub3c5\uba85\uc758\ub97c \uacf5\ub3d9\uba85\uc758\ub85c \ubcc0\uacbd(\uc99d\uc5ec)<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubd80\ubd80 \uac04 \uc99d\uc5ec\uacf5\uc81c(6\uc5b5 \uc6d0) \ud65c\uc6a9\ud574 \ud55c\ucabd \uc9c0\ubd84\uc744 \uc774\uc804<\/li>\n\n\n\n<li>\ub2e8, \uc99d\uc5ec \ud6c4 5\ub144 \ub0b4 \ub9e4\ub3c4 \uc2dc \uc591\ub3c4\uc138 \uc774\uc6d4\uacfc\uc138 \uc801\uc6a9 \uc8fc\uc758<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc591\ub3c4 \uc804 \uc0ac\uc804 \uc2dc\ubbac\ub808\uc774\uc158<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uad6d\uc138\uccad \ud648\ud0dd\uc2a4 \u2018\uc591\ub3c4\uc18c\ub4dd\uc138 \uacc4\uc0b0\uae30\u2019 \uc774\uc6a9<\/li>\n\n\n\n<li>\ub610\ub294 \uc138\ubb34\uc0ac\uc5d0\uac8c 2~3\uac00\uc9c0 \uc2dc\ub098\ub9ac\uc624\ub97c \uc758\ub8b0\ud574 \uac00\uc7a5 \uc720\ub9ac\ud55c \uad6c\uc870 \uacb0\uc815<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-476fdb1d-aac2-460f-9772-7924d7f09311\"><strong>\u2464 \uacf5\ub3d9\uba85\uc758\ub85c \ucde8\ub4dd\ud560 \ub54c \uc8fc\uc758\ud560 \uc810<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ucde8\ub4dd\uc138\u00b7\ub4f1\ub85d\uc138 \uc99d\uac00 \uc5ec\ubd80<\/strong> \ud655\uc778: \uacf5\ub3d9\uba85\uc758\ub77c\uace0 \ud574\ub3c4 \ucde8\ub4dd\uc138\uc728 \uc790\uccb4\ub294 \uac19\uc9c0\ub9cc, \uc99d\uc5ec\ub97c \uc218\ubc18\ud560 \uacbd\uc6b0 \ucd94\uac00 \ube44\uc6a9 \ubc1c\uc0dd \uac00\ub2a5<\/li>\n\n\n\n<li><strong>\uc7ac\uc0b0\uc138\u00b7\uac74\ubcf4\ub8cc\u00b7\ub300\ucd9c \uaddc\uc81c<\/strong>\ub3c4 \ud568\uaed8 \uace0\ub824: \uc9c0\ubd84\uc774 \ubd84\ub9ac\ub418\uba74 \uac74\ubcf4\ub8cc \ubd80\uacfc\ub098 \uae08\uc735\uaddc\uc81c\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc74c<\/li>\n\n\n\n<li><strong>1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74<\/strong>: \ubd80\ubd80\uac00 \uac01\uac01 \uc8fc\ud0dd\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4\uba74 \ube44\uacfc\uc138 \uc694\uac74 \ucda9\uc871\uc5d0 \uc720\ub9ac\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc74c(\ub2e4\uc8fc\ud0dd\uc790\ub85c \uac04\uc8fc\ub420 \uc704\ud5d8)<\/li>\n\n\n\n<li><strong>\ub300\ucd9c<\/strong>: \uacf5\ub3d9\uba85\uc758 \uc2dc \uc18c\ub4dd \ube44\uc728\uc5d0 \ub530\ub77c \ub300\ucd9c \ud55c\ub3c4\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc74c<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-9ebcf3a1-9138-47f3-b8b7-9add71f89569\"><strong>\u2465 \ubd80\ubd80 \uacf5\ub3d9\uba85\uc758 \uc2dc\ub098\ub9ac\uc624<\/strong><\/p>\n\n\n\n<p id=\"SE-f1428981-598b-463c-8cdc-dd9ed69a316e\"><strong>\uc0ac\ub840 1 \u2013 \ub2e8\ub3c5\uba85\uc758\ub85c \ubcf4\uc720 \ud6c4 \uc591\ub3c4<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc591\ub3c4\ucc28\uc775 6\uc5b5 \uc6d0(\ub2e8\ub3c5)<\/li>\n\n\n\n<li>\uc591\ub3c4\uc138 \uc57d 2\uc5b5 2\ucc9c\ub9cc \uc6d0<\/li>\n<\/ul>\n\n\n\n<p id=\"SE-a287f704-51d7-435d-be74-1f0a0e39f2da\"><strong>\uc0ac\ub840 2 \u2013 \ubd80\ubd80 \uacf5\ub3d9\uba85\uc758\ub85c \ubcc0\uacbd \ud6c4 \uc591\ub3c4(5\ub144 \uc774\ud6c4)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc591\ub3c4\ucc28\uc775 3\uc5b5+3\uc5b5(\uc9c0\ubd84\ubcc4)<\/li>\n\n\n\n<li>\uc591\ub3c4\uc138 \uc57d 1\uc5b5 3\ucc9c\ub9cc \uc6d0<\/li>\n\n\n\n<li>\u2192 \uc808\uc138 \ud6a8\uacfc \uc57d 9\ucc9c\ub9cc \uc6d0<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-e3dcc85d-4411-4c2d-a498-3f44e295b938\"><strong>\u2466 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uacf5\ub3d9\uba85\uc758 \uc2dc \uc9c0\ubd84\ube44\uc728(50:50 or 60:40 \ub4f1) \uac80\ud1a0<\/li>\n\n\n\n<li>\uc591\ub3c4\uc138\u00b7\uc885\ubd80\uc138\u00b7\uc7ac\uc0b0\uc138\u00b7\ucde8\ub4dd\uc138\u00b7\uac74\ubcf4\ub8cc \uc601\ud5a5 \ubd84\uc11d<\/li>\n\n\n\n<li>\ubd80\ubd80\uac04 \uc99d\uc5ec\uacf5\uc81c(6\uc5b5 \uc6d0) \ud65c\uc6a9 \uc5ec\ubd80 \ud655\uc778<\/li>\n\n\n\n<li>\uc591\ub3c4 \uc804\u00b7\ud6c4 5\ub144 \ubcf4\uc720\uaddc\uce59(\uc774\uc6d4\uacfc\uc138) \uc219\uc9c0<\/li>\n\n\n\n<li>\uc138\ubb34\uc0ac \uc0c1\ub2f4\uc73c\ub85c \ucd5c\uc801\uc758 \uc9c0\ubd84 \uad6c\uc870 \uacb0\uc815<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-a3004d74-736e-4a5e-a7f1-a87db9e80287\"><strong>\u2467 \uc804\ubb38\uac00 \ud301<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uacf5\ub3d9\uba85\uc758\ub85c \ubcc0\uacbd \uc2dc\uc810\uc740 <strong>\ubd80\ub3d9\uc0b0 \uac00\uce58\uac00 \ub0ae\uc744 \ub54c<\/strong> \ubbf8\ub9ac \uc9c4\ud589\ud558\ub294 \uac83\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4. (\uc99d\uc5ec\uac00\uc561 \ub0ae\uac8c \ucc45\uc815)<\/li>\n\n\n\n<li><strong>\uc885\ubd80\uc138\u00b7\uac74\ubcf4\ub8cc\u00b7\ub300\ucd9c<\/strong> \ub4f1 \uc804\uccb4\uc801\uc778 \uac00\uacc4 \uc7ac\uc815\uad6c\uc870\ub97c \ud568\uaed8 \uace0\ub824\ud574 \ucd5c\uc801\ud654\ud558\uc138\uc694.<\/li>\n\n\n\n<li><strong>1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138<\/strong> \uc801\uc6a9 \uc5ec\ubd80\ub294 \u2018\ubd80\ubd80 \ud569\uc0b0 \uc8fc\ud0dd \uc218\u2019\ub85c \ub530\uc9c0\ub294 \uc810\uc744 \uc720\ub150\ud558\uc138\uc694.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-a81921cb-f2f2-4602-bedf-8fadf188e126\"><strong>\u2468 \uacf5\ub3d9\uba85\uc758\u00b7\uc591\ub3c4 \uc808\uc138 \ud0c0\uc784\ub77c\uc778 \uc608\uc2dc<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\uc5f0\ub3c4<\/strong><\/td><td><strong>\uc804\ub7b5<\/strong><\/td><\/tr><tr><td>2025\ub144<\/td><td>\ubd80\ubd80 \uacf5\ub3d9\uba85\uc758\ub85c \ub4f1\uae30 \ubcc0\uacbd(\uc99d\uc5ec\uacf5\uc81c \ud65c\uc6a9)<\/td><\/tr><tr><td>2026~2029\ub144<\/td><td>5\ub144 \uc774\uc0c1 \ubcf4\uc720(\uc774\uc6d4\uacfc\uc138 \ud68c\ud53c)<\/td><\/tr><tr><td>2030\ub144 \uc774\ud6c4<\/td><td>\uc591\ub3c4(\uc9c0\ubd84\ubcc4 \uacfc\uc138\ub85c \ub0ae\uc740 \uc138\uc728 \uc801\uc6a9)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-520bc3b8-f078-4ca4-96cd-277ddbc9d8b7\"><strong>\uacb0\ub860:<\/strong><\/p>\n\n\n\n<p id=\"SE-6e5c6243-8c06-46cd-b27c-1c1379d4e36f\">\ubd80\ub3d9\uc0b0\uc744 \ubd80\ubd80 \uacf5\ub3d9\uba85\uc758\ub85c \ubcf4\uc720\ud558\uba74 <strong>\uc591\ub3c4\uc138\u00b7\uc885\ubd80\uc138\u00b7\uc0c1\uc18d\uc138 \ub4f1 \ub2e4\uc591\ud55c \uc138\uae08\uc744 \ubd84\uc0b0<\/strong>\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8, \ucde8\ub4dd\uc138\u00b7\uc7ac\uc0b0\uc138\u00b7\uac74\ubcf4\ub8cc\u00b7\ub300\ucd9c \uaddc\uc81c\uae4c\uc9c0 \uc885\ud569\uc801\uc73c\ub85c \uac80\ud1a0\ud574 <strong>\ucd5c\uc801\uc758 \uc9c0\ubd84 \uad6c\uc870<\/strong>\ub97c \uc124\uacc4\ud558\ub294 \uac83\uc774 \uad00\uac74\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-39db209a-1ff5-4273-8be4-b53ff65c1504\"><strong>8. \uc870\uc815\ub300\uc0c1\uc9c0\uc5ed \uaddc\uc81c\u00b7\ub2e4\uc8fc\ud0dd\uc790 \uc911\uacfc\uc138 \ud53c\ud558\uae30<\/strong><\/p>\n\n\n\n<p id=\"SE-2ee33512-fdf9-471e-b340-e4a9e1b97b35\">\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed \ub0b4 2\uc8fc\ud0dd \uc774\uc0c1 \ubcf4\uc720 \uc2dc **\uc591\ub3c4\uc138 \uc911\uacfc\uc138(\ucd5c\ub300 75%)**\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc911\uacfc\uc138\ub97c \ud53c\ud558\ub824\uba74 <strong>\ub9e4\ub3c4 \uc21c\uc11c\ub97c \uc870\uc815<\/strong>\ud558\uac70\ub098<\/li>\n\n\n\n<li><strong>\ube44\uc870\uc815\uc9c0\uc5ed\uc73c\ub85c \uac08\uc544\ud0c0\uae30(\uc77c\uc2dc\uc801 2\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74 \ud65c\uc6a9)<\/strong> \ub4f1 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ub610\ud55c \uc784\ub300\uc0ac\uc5c5\uc790 \ub4f1\ub85d, \uc7a5\uae30\uc784\ub300\uc8fc\ud0dd \ub4f1\ub85d \uc5ec\ubd80\ub3c4 \uac80\ud1a0\ud558\uba74 \uc808\uc138\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-61ed3777-9201-4c8d-a989-1c5c6926bbd2\"><strong>9. \ubd80\ubd80\u00b7\uac00\uc871 \uac04 \uc99d\uc5ec \ud6c4 5\ub144 \uaddc\uce59 \uc8fc\uc758<\/strong><\/p>\n\n\n\n<p id=\"SE-0e5ed4d0-edb9-497a-ae3c-ebb95908768b\">\ubc30\uc6b0\uc790\ub098 \uac00\uc871\uc5d0\uac8c \uc99d\uc5ec \ud6c4 \uc591\ub3c4\ud560 \ub54c\ub294 <strong>\uc99d\uc5ec\uc77c\ub85c\ubd80\ud130 5\ub144\uc774 \uc9c0\ub098\uc57c<\/strong> \uc99d\uc5ec \ub2f9\uc2dc \ucde8\ub4dd\uac00\uc561\uc774 \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-e12f5e01-e1c0-4a3b-a87b-958d9a560f2f\">5\ub144 \uc774\ub0b4\uc5d0 \uc591\ub3c4\ud558\uba74 \uc99d\uc5ec \uc804 \uc6d0\ub798 \ucde8\ub4dd\uac00\uc561 \uae30\uc900\uc73c\ub85c \uc591\ub3c4\uc138 \uacc4\uc0b0\ud558\ubbc0\ub85c \uc808\uc138 \ud6a8\uacfc\uac00 \uc0ac\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-66a8cb46-4527-4ff0-8266-a20f3814e814\">\ub530\ub77c\uc11c \uc99d\uc5ec \ud6c4 \ucd5c\uc18c 5\ub144 \uc774\uc0c1 \ubcf4\uc720\ud55c \ub4a4 \uc591\ub3c4\ud558\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-50b21b2b-1de9-45ab-a284-d98f11b3164b\"><strong>10. \uc784\ub300\uc0ac\uc5c5\uc790 \ub4f1\ub85d \ubc0f \uc7a5\uae30\uc784\ub300 \ud65c\uc6a9<\/strong><\/p>\n\n\n\n<p id=\"SE-ba0635b8-d36b-4d3d-bdb9-ec3fec8fff2f\">\uc784\ub300\uc0ac\uc5c5\uc790\ub85c \ub4f1\ub85d\ud55c \uc8fc\ud0dd\uc758 \uacbd\uc6b0 \uc77c\uc815 \uc694\uac74 \ucda9\uc871 \uc2dc \uc591\ub3c4\uc138 \uac10\uba74 \ub610\ub294 \uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c \ud61c\ud0dd\uc774 \uc8fc\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-c8a23aba-fa38-4ef6-94ab-5f6f42ff7a90\">\ub2e8, \uc815\ubd80 \uc815\ucc45\uc774 \uc218\uc2dc\ub85c \ubc14\ub00c\ubbc0\ub85c \ubc18\ub4dc\uc2dc \ucd5c\uc2e0 \ubc95\ub839\uc744 \ud655\uc778\ud558\uace0 \ub4f1\ub85d\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-73f27e06-cf2c-434b-a2d5-a8e2d3d8e8fe\"><strong>10-1. \uc784\ub300\uc0ac\uc5c5\uc790 \ub4f1\ub85d \ubc0f \uc7a5\uae30\uc784\ub300 \ud65c\uc6a9 (\uad6c\uccb4\ud654)<\/strong><\/p>\n\n\n\n<p id=\"SE-9fa9d63e-e2ff-4ace-8e46-84fafa3627c9\">\uc784\ub300\uc0ac\uc5c5\uc790 \ub4f1\ub85d\uc740 \uc77c\uc815 \uc694\uac74\uc744 \ucda9\uc871\ud558\uba74 \uc591\ub3c4\uc18c\ub4dd\uc138(\uc591\ub3c4\uc138) \uac10\uba74, \uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c \ud655\ub300, \uc885\ud569\ubd80\ub3d9\uc0b0\uc138\u00b7\uc7ac\uc0b0\uc138 \uac10\uba74 \ub4f1 \ub2e4\uc591\ud55c \uc138\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ud2b9\ud788 <strong>\uc7a5\uae30\uc784\ub300\uc8fc\ud0dd<\/strong>\uc73c\ub85c \ub4f1\ub85d\ud558\uba74 1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud558\ub354\ub77c\ub3c4 \uc591\ub3c4\uc138 \ubd80\ub2f4\uc744 \ud06c\uac8c \ub0ae\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-2846c36d-517e-48fd-9b0d-cd5b7f7539e8\"><strong>\u2460 \uc784\ub300\uc0ac\uc5c5\uc790 \ub4f1\ub85d\uc758 \uae30\ubcf8 \uc694\uac74<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc8fc\ud0dd \uc720\ud615<\/strong>: \uc804\uc6a9\uba74\uc801 85\u33a1 \uc774\ud558(\uad6d\uac00\u00b7\uc9c0\uc790\uccb4\ubcc4 \uc0c1\uc774), \uacf5\uc2dc\uac00\uaca9 6\uc5b5 \uc6d0(\uc218\ub3c4\uad8c), 3\uc5b5 \uc6d0(\ube44\uc218\ub3c4\uad8c) \uc774\ud558\uc778 \uc8fc\ud0dd\uc774 \uc77c\ubc18\uc801\uc73c\ub85c \ub300\uc0c1<\/li>\n\n\n\n<li><strong>\uc784\ub300 \uae30\uac04<\/strong>: \ucd5c\uc18c 4\ub144(\ub2e8\uae30\uc784\ub300) \ub610\ub294 8\ub144(\uc7a5\uae30\uc784\ub300) \uc774\uc0c1 \uc758\ubb34 \uc784\ub300<\/li>\n\n\n\n<li><strong>\uc784\ub300\ub8cc \uc99d\uc561 \uc81c\ud55c<\/strong>: \uc5f0 5% \uc774\ub0b4 \uc778\uc0c1 \uc81c\ud55c\uc744 \uc900\uc218\ud574\uc57c \ud568<\/li>\n\n\n\n<li><strong>\ub4f1\ub85d \uc808\ucc28<\/strong>: \uad00\ud560 \uc2dc\u00b7\uad70\u00b7\uad6c\uccad\uacfc \uc138\ubb34\uc11c(\uc0ac\uc5c5\uc790\ub4f1\ub85d) \uac01\uac01 \uc2e0\uace0 \ud544\uc694<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-278412d6-a9ce-42f9-9ed1-0691bea3a4fe\"><strong>\u2461 \uc591\ub3c4\uc138 \uac10\uba74\u00b7\ube44\uacfc\uc138 \ud61c\ud0dd<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c \ucd5c\ub300 70% \uc801\uc6a9<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc77c\ubc18 \uc8fc\ud0dd\uc758 \uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c\ub294 \ucd5c\ub300 30%(10\ub144 \uc774\uc0c1 \ubcf4\uc720 \uae30\uc900)\uc774\uc9c0\ub9cc,<\/li>\n\n\n\n<li>\uc784\ub300\uc0ac\uc5c5\uc790 \ub4f1\ub85d \ud6c4 8\ub144 \uc774\uc0c1 \uc784\ub300\ud55c \uacbd\uc6b0 \ucd5c\ub300 70%\uae4c\uc9c0 \uacf5\uc81c\uac00 \uac00\ub2a5<\/li>\n\n\n\n<li>\uc608: 3\uc5b5 \uc6d0 \uc591\ub3c4\ucc28\uc775 \u00d7 70% \uacf5\uc81c = 2\uc5b51\ucc9c\ub9cc \uc6d0 \uacf5\uc81c \ud6c4 9\ucc9c\ub9cc \uc6d0\ub9cc \uacfc\uc138<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc591\ub3c4\uc138 \uc911\uacfc \ubc30\uc81c<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed \ub2e4\uc8fc\ud0dd\uc790\ub77c\ub3c4 \uc7a5\uae30\uc784\ub300\uc8fc\ud0dd\uc73c\ub85c \ub4f1\ub85d\ud55c \uacbd\uc6b0 \uc591\ub3c4\uc138 \uc911\uacfc\uc138\uc728(\ucd5c\ub300 75%)\uc744 \uc801\uc6a9\ubc1b\uc9c0 \uc54a\uace0 \uc77c\ubc18\uc138\uc728(6~45%) \uc801\uc6a9 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc885\ud569\ubd80\ub3d9\uc0b0\uc138\u00b7\uc7ac\uc0b0\uc138 \uac10\uba74<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc784\ub300\uc8fc\ud0dd \ub4f1\ub85d \uc2dc \uc77c\uc815 \uae30\uac04 \ub3d9\uc548 \uc885\ubd80\uc138 \ud569\uc0b0\ubc30\uc81c \ubc0f \uc7ac\uc0b0\uc138 \uac10\uba74 \ud61c\ud0dd\ub3c4 \ucd94\uac00<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-f969899f-d6bb-4d8b-b966-1fe7de81a69f\"><strong>\u2462 \uc2e4\ubb34 \uc801\uc6a9 \uc608\uc2dc<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc608\uc2dc 1<\/strong><\/li>\n\n\n\n<li>\uc218\ub3c4\uad8c \uc804\uc6a9 59\u33a1 \uc544\ud30c\ud2b8(\uacf5\uc2dc\uac00 4\uc5b5 \uc6d0)\ub97c 2\ucc44 \ubcf4\uc720\ud55c A\uc528<\/li>\n\n\n\n<li>\u2192 \ud55c \ucc44\ub97c \uc784\ub300\uc0ac\uc5c5\uc790\ub85c \ub4f1\ub85d(8\ub144 \uc774\uc0c1 \uc784\ub300)<\/li>\n\n\n\n<li>\u2192 \ucd94\ud6c4 \uc591\ub3c4 \uc2dc \uc911\uacfc \ubc30\uc81c + \uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c 70% \uc801\uc6a9<\/li>\n\n\n\n<li>\u2192 \ub2e4\uc8fc\ud0dd\uc790 \uc911\uacfc\uc138\uc728\uc774 \uc544\ub2cc \uc77c\ubc18\uc138\uc728\ub85c \uc808\uc138 \uac00\ub2a5<\/li>\n\n\n\n<li><strong>\uc608\uc2dc 2<\/strong><\/li>\n\n\n\n<li>\ube44\uc218\ub3c4\uad8c \uc804\uc6a9 84\u33a1 \uc544\ud30c\ud2b8(\uacf5\uc2dc\uac00 2\uc5b55\ucc9c\ub9cc \uc6d0)\ub97c \uc784\ub300\uc0ac\uc5c5\uc790 \ub4f1\ub85d<\/li>\n\n\n\n<li>\u2192 \uc6d4\uc138 70\ub9cc \uc6d0, 8\ub144 \uc784\ub300 \ud6c4 \uc591\ub3c4 \uc2dc \uacf5\uc81c\uc728 70% \uc801\uc6a9<\/li>\n\n\n\n<li>\u2192 \uc591\ub3c4\ucc28\uc775 1\uc5b55\ucc9c\ub9cc \uc6d0 \uc911 1\uc5b5500\ub9cc \uc6d0 \uacf5\uc81c, \uacfc\uc138\ud45c\uc900 4,500\ub9cc \uc6d0\uc73c\ub85c \uc808\uc138<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-fd483a97-1b97-4693-9b91-38ba84e548d4\"><strong>\u2463 \uc8fc\uc758\ud560 \uc810<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc815\ubd80 \uc815\ucc45 \ubcc0\ud654<\/strong>: \uc784\ub300\uc0ac\uc5c5\uc790 \uc81c\ub3c4\ub294 2020\ub144 \uc774\ud6c4 \ud3d0\uc9c0\u00b7\ucd95\uc18c\ub41c \ud56d\ubaa9\uc774 \ub9ce\uc544 \uc0ac\uc804 \ud655\uc778\uc774 \ud544\uc218<\/li>\n\n\n\n<li><strong>\uc758\ubb34\uc784\ub300\uae30\uac04 \uc900\uc218<\/strong>: \uc911\ub3c4 \ud574\uc9c0\u00b7\uc784\ub300\ub8cc \uc99d\uc561 \uc704\ubc18 \uc2dc \uc138\uc81c \ud61c\ud0dd\uc744 \ud658\uc218\ub2f9\ud560 \uc218 \uc788\uc74c<\/li>\n\n\n\n<li><strong>\uc784\ub300\ub4f1\ub85d \ud574\uc9c0 \uc2dc\uae30<\/strong>: \uc591\ub3c4 \uc9c1\uc804\uc5d0 \uc784\ub300\ub4f1\ub85d\uc744 \ud574\uc9c0\ud558\uba74 \ud61c\ud0dd\uc774 \uc18c\uba78\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc804\ubb38\uac00 \uc0c1\ub2f4 \ud6c4 \uc804\ub7b5\uc801\uc73c\ub85c \ud574\uc9c0 \ud544\uc694<\/li>\n\n\n\n<li><strong>\uc18c\ub4dd\uc138 \uc2e0\uace0<\/strong>: \uc784\ub300\uc18c\ub4dd(\uc6d4\uc138\u00b7\uc804\uc138\ubcf4\uc99d\uae08 \uac04\uc8fc\uc784\ub300\ub8cc)\uc740 \ubc18\ub4dc\uc2dc \uc885\ud569\uc18c\ub4dd\uc138 \uc2e0\uace0 \ud544\uc694<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-28ade1a9-44e9-432e-8d16-e68313d698b7\"><strong>\u2464 \uc808\uc138 \uc804\ub7b5 \ud301<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc784\ub300\uc0ac\uc5c5\uc790 \ub4f1\ub85d \uc804 <strong>\uc138\ubb34\uc0ac \uc0c1\ub2f4<\/strong>\uc744 \ud1b5\ud574 \ucde8\ub4dd\uc138\u00b7\uc7ac\uc0b0\uc138\u00b7\uc591\ub3c4\uc138\u00b7\uc885\ubd80\uc138 \uc885\ud569 \uacc4\uc0b0 \ud544\uc694<\/li>\n\n\n\n<li><strong>\ub2e4\uc8fc\ud0dd\uc790<\/strong>\ub77c\uba74 \ud55c \ucc44\ub294 1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74, \ub2e4\ub978 \ud55c \ucc44\ub294 \uc7a5\uae30\uc784\ub300\uc8fc\ud0dd\uc73c\ub85c \ub4f1\ub85d\ud558\ub294 \uc2dd\uc758 <strong>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc804\ub7b5<\/strong>\uc774 \uc808\uc138 \ud6a8\uacfc \ud07c<\/li>\n\n\n\n<li>8\ub144 \uc774\uc0c1 \uc7a5\uae30\uc784\ub300\uac00 \uac00\ub2a5\ud558\ub2e4\uba74 \uc784\ub300\uc0ac\uc5c5\uc790 \ub4f1\ub85d\uc744 \uc6b0\uc120 \uac80\ud1a0\ud558\uc5ec \uc591\ub3c4\uc138 \uc911\uacfc\ub97c \ud53c\ud558\uace0 \uacf5\uc81c\uc728\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc74c<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-a54987d0-cdd9-45bc-93f9-47f89733d1ee\"><strong>11. \ub18d\uc9c0\u00b7\uc0c1\uac00\u00b7\ud1a0\uc9c0 \uc591\ub3c4 \uc2dc \ucd94\uac00 \uc804\ub7b5<\/strong><\/p>\n\n\n\n<p id=\"SE-0f04735b-016c-4cc3-a32d-460190e54dbd\">\uc8fc\ud0dd \uc678 \ud1a0\uc9c0\u00b7\uc0c1\uac00 \uc591\ub3c4\uc138 \uc808\uc138 \ubc29\ubc95\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub18d\uc9c0\ub300\ud1a0:<\/strong> \uae30\uc874 \ub18d\uc9c0\ub97c \ud314\uace0 \uc0c8 \ub18d\uc9c0\ub97c \uad6c\uc785\ud558\uba74 \uc591\ub3c4\uc138 \uac10\uba74<\/li>\n\n\n\n<li><strong>\uacf5\uc775\uc0ac\uc5c5 \uc218\uc6a9 \uc2dc \uac10\uba74:<\/strong> \uacf5\uacf5\uc0ac\uc5c5 \ud3b8\uc785 \ud1a0\uc9c0\ub294 \uc591\ub3c4\uc138 \uac10\uba74 \ud61c\ud0dd<\/li>\n\n\n\n<li><strong>\uac1c\ubc1c\uc81c\ud55c\uad6c\uc5ed \ud1a0\uc9c0<\/strong>: \uc77c\uc815 \uc694\uac74 \ucda9\uc871 \uc2dc \uc591\ub3c4\uc138 \uac10\uba74<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-ef7b5c65-2c8c-4aa2-af11-8ac726a0e084\"><strong>12. \uc808\uc138 \uacc4\ud68d \ud0c0\uc784\ub77c\uc778 \ub9cc\ub4e4\uae30<\/strong><\/p>\n\n\n\n<p id=\"SE-e7666296-cc15-433e-b03a-cad3c3aefabe\">\ubd80\ub3d9\uc0b0 \uc591\ub3c4\uc138 \uc808\uc138\ub294 <strong>\uc0ac\uc804 \uacc4\ud68d<\/strong>\uc774 90%\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub9e4\ub3c4 1~2\ub144 \uc804\ubd80\ud130 \ubcf4\uc720\u00b7\uac70\uc8fc \uc694\uac74 \uc810\uac80<\/li>\n\n\n\n<li>\uc99d\uc5ec\u00b7\uba85\uc758 \ubcc0\uacbd \uc5ec\ubd80 \uac80\ud1a0<\/li>\n\n\n\n<li>\ud544\uc694\uacbd\ube44 \uc99d\ube59\uc790\ub8cc \ud655\ubcf4<\/li>\n\n\n\n<li>\uc138\ubb34 \uc804\ubb38\uac00 \uc0c1\ub2f4 \ud6c4 \ub9e4\ub3c4 \uc2dc\uc810 \ud655\uc815<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-ea8d9428-8205-463e-b7fa-243c2d8365a9\"><strong>13. \ucd5c\uc2e0 \uc138\ubc95\u00b7\uc9c0\uce68 \ud56d\uc0c1 \ud655\uc778\ud558\uae30<\/strong><\/p>\n\n\n\n<p id=\"SE-7089266f-ab4f-4552-be9f-3b7a21e42284\">\uc591\ub3c4\uc138\ub294 \uc815\ubd80 \uc815\ucc45 \ubcc0\ud654\uc5d0 \ub530\ub77c \ub9e4\ub144 \ubc14\ub01d\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-0b87c513-de02-42da-8e1f-f61c61f2ce38\">\uc608: \uc591\ub3c4\uc138 \uc911\uacfc \uc644\ud654, 1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uae30\uc900\uac00\uc561 \uc0c1\ud5a5 \ub4f1.<\/p>\n\n\n\n<p id=\"SE-e2ab3574-50bd-48ca-9876-f1029345c80f\">\ub530\ub77c\uc11c \uad6d\uc138\uccad \ud648\ud398\uc774\uc9c0\u00b7\uc138\ubb34\uc0ac \ube14\ub85c\uadf8 \ub4f1\uc744 \ud1b5\ud574 \ucd5c\uc2e0 \uc815\ubcf4 \ud655\uc778\uc774 \ud544\uc218\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-5ff0ccea-824f-4aa5-a942-5ca775c2e6ec\"><strong>14. \uc808\uc138 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74 \ucda9\uc871 \uc5ec\ubd80 \ud655\uc778<\/li>\n\n\n\n<li>\uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c \ucd5c\ub300\ud55c \ud65c\uc6a9<\/li>\n\n\n\n<li>\ud544\uc694\uacbd\ube44\u00b7\ucde8\ub4dd\uac00\uc561 \uc99d\ube59\uc790\ub8cc \ud655\ubcf4<\/li>\n\n\n\n<li>\ub9e4\ub3c4 \uc2dc\uc810\u00b7\uc591\ub3c4\ucc28\uc775 \ubd84\uc0b0 \uacc4\ud68d<\/li>\n\n\n\n<li>\uc99d\uc5ec\u00b7\uacf5\ub3d9\uba85\uc758 \ud65c\uc6a9<\/li>\n\n\n\n<li>\uc784\ub300\uc0ac\uc5c5\uc790 \ub4f1\ub85d \ubc0f \uc7a5\uae30\uc784\ub300 \uc5ec\ubd80 \uac80\ud1a0<\/li>\n\n\n\n<li>\uc804\ubb38\uac00 \uc0c1\ub2f4 \ud544\uc218<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p id=\"SE-77182021-a16e-4719-9fe4-c4a006616828\"><strong>\uacb0\ub860<\/strong><\/p>\n\n\n\n<p id=\"SE-c53ca7e2-9288-4776-b657-c35adf243903\">\ubd80\ub3d9\uc0b0 \uc591\ub3c4\uc138 \uc808\uc138\ub294 \ub2e8\uc21c\ud788 \u201c\uc138\uae08 \uc904\uc774\uae30\u201d\uac00 \uc544\ub2c8\ub77c <strong>\ubbf8\ub9ac \uacc4\ud68d\ud558\ub294 \ud22c\uc790 \uc804\ub7b5<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-20b89ed0-4e39-4473-9774-3924040dba47\">\ubcf4\uc720\u00b7\uac70\uc8fc \uae30\uac04, \uc8fc\ud0dd \uc218, \uc99d\uc5ec\u00b7\uacf5\ub3d9\uba85\uc758, \ud544\uc694\uacbd\ube44 \uad00\ub9ac \ub4f1 \ub2e4\uc591\ud55c \ubc29\ubc95\uc744 \uc870\ud569\ud558\uba74 \ud569\ubc95\uc801\uc73c\ub85c \uc138\uae08\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-c64fe18e-5cf6-4294-988a-e0932484953a\">\ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \ub9e4\ub3c4 \uc804 \ucd5c\uc18c 6\uac1c\uc6d4~1\ub144 \uc815\ub3c4 \uc5ec\uc720\ub97c \ub450\uace0 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n","protected":false},"excerpt":{"rendered":"<p>1. \uae30\ubcf8 \uac1c\ub150 \uc774\ud574\ud558\uae30 \u2013 \uc591\ub3c4\uc138 \uacc4\uc0b0 \uad6c\uc870 \uc591\ub3c4\uc138\ub97c \uc808\uc138\ud558\ub824\uba74 \uba3c\uc800 \uacc4\uc0b0 \uad6c\uc870\ub97c \uc54c\uc544\uc57c \ud569\ub2c8\ub2e4. \uc774 \uad6c\uc870\uc5d0\uc11c \uc138\uae08\uc744 \uc904\uc77c \uc218 \uc788\ub294 \ud3ec\uc778\ud2b8\ub294 \ud06c\uac8c \uc138 \uac00\uc9c0\uc785\ub2c8\ub2e4. \u2460 \uc591\ub3c4\uac00\uc561\uc744 \ub0ae\ucd94\uae30 (\ud604\uc2e4\uc801\uc73c\ub85c \uc5b4\ub835\uc9c0\ub9cc \uc2e0\uace0 \uc2dc \uac80\ud1a0) \u2461 \ucde8\ub4dd\uac00\uc561 \ubc0f \ud544\uc694\uacbd\ube44\ub97c \ub192\uac8c \uc778\uc815\ubc1b\uae30 \u2462 \uac01\uc885 \uacf5\uc81c\ub97c \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\uae30 2. \ubcf4\uc720 \uae30\uac04\uc744 \uae38\uac8c \uac00\uc838\uac00\ub77c \u2013 \uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c \ubd80\ub3d9\uc0b0 \uc591\ub3c4\uc138 \uc808\uc138\uc758 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